Capital Research + Consulting LLC

is an SEC registered investment advisor headquartered in Pasadena, California, providing investment consulting services, plan cost analysis, and vendor selection review to corporate, non-profit, and governmental retirement plans since 1991.

Unique to Capital Research + Consulting LLC (CRC) is our ability to employ a disciplined and systematic approach to the investment selection, monitoring, and termination process. This process is based on our proprietary use of forward weighted-moving averages in the review of fund performance and volatility.

Our skill at being able to simply graph and express this data enables us to assist clients in understanding whether a fund is behaving in a characteristic or uncharacteristic manner. Equipped with this statistical information we are able to effectively determine whether a Plan’s investments are continuing to meet the goals of the plan and criteria for inclusion set forth in the Investment Policy Statement (IPS).

A standout attribute of CRC is our focus on the development of a sound IPS and our ability to implement its principles. This foundational document for any Plan sets forth for the Plan Committee an understanding of the investment policies, objectives, and investment options of the Plan and provides a meaningful basis for evaluation of the investment options offered in the Plan. Key to the evaluation criteria is the inclusion of risk-adjusted return measurements, which are composed of two distinct components: a performance measure and a risk-assessment measure. Risk and return variables of each Plan investment are considered in the context of the overall range of investments for the Plan and its participants.

CRC excels

In our ability to guide and support Plan Committees in the decision-making that surrounds the addition and termination of investments. Clearly expressing in the IPS the criteria for including and terminating a fund sets the groundwork for providing and maintaining a diversified range of investments to meet individual participants’ risk-return requirements.

CRC’s constant monitoring of client investments is achieved through our proprietary characteristic/uncharacteristic momentum analysis based on historical fund performance and volatility.

CRC provides ongoing plan cost management and revenue distribution analysis. CRC will serve as a discretionary 3(38) or 3(21) ERISA Fiduciary.

Characteristic/uncharacteristic analysis encompasses the comparisons of an investment to an appropriate custom benchmark and to a peer group comprised of the largest 50 investments of a fund’s style category as designated by Morningstar, Inc., with at least ten years of historical data

CRC provides educational opportunities to Committees at regularly scheduled quarterly review meetings. At these meetings, the status of the client’s entire portfolio and its individual investments are reviewed with regard to the status of the overall market. When relevant, emerging industry issues and trends are brought to the Committee’s attention and discussed in relation to the Plan.

Additional retirement plan consulting services

Plan design and regulatory consulting, including assistance with respect to compliance testing and annual filings regarding tax qualification and ERISA fiduciary compliance consulting

Administrative services consulting and vendor management

Request for Proposals (RFP) for service providers, including completion and evaluation of proposal documents, vendor coordination (presentations, site visits, service agreement negotiation)

Assistance with the development of employee communications and investment education materials and participation in employee meetings

Attendance at additional consulting meetings as necessary or requested

Assessment of compliance with ERISA section 404(c)

Meet the team

Principal

Principal

Stephanie Avea

Executive Assistant

Krista Charvat

Analyst

Investment Advisor Representative

Investment Advisor Representative

J. Felicity Goldstone

Compliance

Investment Advisor Representative

Gabrielle Hindson

Analyst

Investment Advisor Representative

Lisa Taddeo

Operations Manager

Dan Watson

Director of Client Relations

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